This page describes the various payment modes supported by PayUmoney. Some of these payment modes like debit card, net banking are by default available to all the PayUmoney merchants while to avail a few other payment options, you will have to contact the PayUmoney merchant support team. The details of these are discussed in detail in the following sections.
PayUmoney accepts all debit cards that are available in India. The following card schemes of any bank are available to your customers on the checkout page immediately after you sign up with us as a merchant.
We also support international debit cards. Please contact your PayU relationship manager or our support team to enable international transactions.
PayUmoney supports 50 online banking options available in India. These Net Banking options are listed below:
UPI or Unified Payment Interface is a new mobile first payment mode for making payments to friends or businesses. This is launched by National Payments Corporation of India (NPCI) and regulated by RBI.
UPI is built over Immediate Payment Service (IMPS) for transferring funds using Virtual Payment Address(VPA). VPA is a unique ID provided by the bank to a customer. A customer requires an MPIN (Mobile banking Personal Identification number) to confirm each payment.
PayUmoney, through its checkout pages, allows your customers to Pay to you using UPI as a payment method on our checkout pages. This does not require any extra integration changes at your end.
Note : Do not use the cancel , refresh or back option while the payment is in progress
If a transaction status is Failed even after reconciliation process between UDMA, Payment Gateway and Issuing Bank, but payer account is debited then payer will receive the refund from his/her bank. In case of any delay, payer will have to approach his/her bank for the refund. In Failed transaction case there is no dependency at Payment Gateway end or department end. The refund is handled by payer's concerned bank (Issuing bank).